Insurance Adjuster Blog
Insurance adjusting is the process by which an insurance company investigates an insurance claim to determine how much the company should pay out. There are two main types of adjusters: Staff adjusters work for the insurance company itself. They are responsible for investigating claims, negotiating settlements with policyholders, and making sure that the company follows all applicable laws and regulations. Public adjusters are independent contractors who work for the policyholder. They are hired by the policyholder to represent them in dealing with the insurance company. Public adjusters can help policyholders understand their rights under their insurance policy, gather evidence to support their claim, and negotiate a fair settlement with the insurance company. Here are some of the tasks that an insurance adjuster might typically do: Review the insurance policy to determine what is covered Investigate the claim by talking to the policyholder, witnesses, and other parties involved Inspect the damage to property or injuries Gather evidence to support the claim, such as police reports, medical records, or repair estimates Negotiate a settlement with the policyholder Prepare and issue a check for the settlement amount
